Z3 insurance.

[Z Victor 1]

Hi all,
It's that time again when I have to ponder insurance.Currently with Adrian Flux as I also insured my MX5 with them because they were supposed to offer a good deal to mx5 owners club members.
Now I no longer have the Mazda so I'm just looking for the best deal for my Z3 2.8.It's not my daily drive so it's low mileage.Do we (zed owners) have any contacts that give us good deals?
Will be grateful for any useful help/advice,
Ken.

 

[Jack Ratt]

If your over 50 then try Saga. Mine cost £154 comprehensive, protected no claims, and up to 10k miles a year

 

[BMBabe]

Yes me

 

[Ashbandicoot]

£380 FC

 

[M666BMG]

Mine costs 190 a year fully comp with Michelle on the policy

 

[Siamanda]

I'm over 50 with saga £148 fully comp

 

[Ashbandicoot]

I'm 24 so I consider my insurance low compared with the 2k i paid for my first firsta!

Ash

 

[Shelly]

Ours was £218 FC for 2 people and for 2 cars and all no claims protected

 

[BMBabe]

Saga hmm cheap!! I wouldn't use them!! Especially as our Z3 are Classic and the Z3M should have an agreed value!! Bet saga don't do that and
In the event of a claim I would be very surprised if they would allow you to use a BMW dealer but I maybe wrong

Manning UK
Unlimited UK Track day cover - check
45 days per trip EU cover - check
Use you own specialist for repairs or windscreen replacement (can use BMW)- check
Reduction on premium for a minimum mileage policy - check

 

[Siamanda]

Saga hmm cheap!! I wouldn't use them!! Especially as our Z3 are Classic and the Z3M should have an agreed value!! Bet saga don't do that and
In the event of a claim I would be very surprised if they would allow you to use a BMW dealer but I maybe wrong

Manning UK
Unlimited UK Track day cover - check
45 days per trip EU cover - check
Use you own specialist for repairs or windscreen replacement (can use BMW)- check
Reduction on premium for a minimum mileage policy - check

I might have a look when coming up for renewal, Thanks for the info

 

[BMBabe]

I might have a look when coming up for renewal, Thanks for the info

Its what I do!! I am an insurance broker

 

[Siamanda]

well like they say you should always listen to good advice

Its what I do!! I am an insurance broker

 

[Z Victor 1]

Thanks for all the replies,
I used to insure cars and house with Saga (yes I'm well over 50),but at renewal times they were just trying it on!Big jumps in price and not very helpful in general.The people I spoke to had a very 'take it or leave it' attitude.
I consider myself and wife very good risks.No accidents ,claims etc in the last 40 years.No convictions,not even a speeding ticket ever! Not bad for someone who has had a lot of sporty cars!
Well,I'll keep looking. BMBabe? Is there a business number or e mail address?I also have some insurers to contact who seem to specialize with sports/classic cars from my time with the MX5 owners club.
Kind regards,
Ken.

 

[abh29]

We are with nfu. They are not the cheapest,but when needed we have never had any trouble. We don't deal over telephone ,just walk into the office and sort it out.
I don't consider price to be the only consideration in insurance matters. May add I do check alternative every year,but they are never that much cheaper to tempt me.
We have had 3 cars ,house and contents with them for many years now.

 

[Dino D]

Saga hmm cheap!! I wouldn't use them!! Especially as our Z3 are Classic and the Z3M should have an agreed value!! Bet saga don't do that and
In the event of a claim I would be very surprised if they would allow you to use a BMW dealer but I maybe wrong

Manning UK
Unlimited UK Track day cover - check
45 days per trip EU cover - check
Use you own specialist for repairs or windscreen replacement (can use BMW)- check
Reduction on premium for a minimum mileage policy - check

Very interesting.
What about EU cover on older cars (1998). I think with Admiral they couldn't on mine.
How about modifications?
Multi car discounts?

 

[BMBabe]

Very interesting.
What about EU cover on older cars (1998). I think with Admiral they couldn't on mine.
How about modifications?
Multi car discounts?

hello Dino we like most mods
EU cover 45 days Per trip not per year
Depending on the other type of vehicles you have and if they are all suitable for our speacialist scheme then there is a muliti car discount

 

[BMBabe]

Thanks for all the replies,
I used to insure cars and house with Saga (yes I'm well over 50),but at renewal times they were just trying it on!Big jumps in price and not very helpful in general.The people I spoke to had a very 'take it or leave it' attitude.
I consider myself and wife very good risks.No accidents ,claims etc in the last 40 years.No convictions,not even a speeding ticket ever! Not bad for someone who has had a lot of sporty cars!
Well,I'll keep looking. BMBabe? Is there a business number or e mail address?I also have some insurers to contact who seem to specialize with sports/classic cars from my time with the MX5 owners club.
Kind regards,
Ken.

@Ontiken1 call me at work!! Happy to see want I can do for you! As I am a insurance broker and also having a specialist scheme for classic/sports cars I would be more than happy to see what we can do 01491 578759

 

[Grumps]

Saga hmm cheap!! I wouldn't use them!! Especially as our Z3 are Classic and the Z3M should have an agreed value!! Bet saga don't do that and
In the event of a claim I would be very surprised if they would allow you to use a BMW dealer but I maybe wrong

Manning UK
Unlimited UK Track day cover - check
45 days per trip EU cover - check
Use you own specialist for repairs or windscreen replacement (can use BMW)- check
Reduction on premium for a minimum mileage policy - check

I'll ring you next time round Stacey. Sounds a good policy.

 

[Grumps]

I pay £190 with two years protected no claims. Can't remember who it's with off hand but it was the cheapest policy with the cover I wanted off a comparison site.

 

[M666BMG]

Its what I do!! I am an insurance broker

I will call you in October Stacy.

My policy is due early November.

Mark